Financing Options from Midway Services

Picture it: it’s June, creeping up on triple digits, and your cooling system goes out. It just dies. Gone. No more air conditioning, no more cool air to help you stay comfortable. It’s gone. 

So you call a heating and cooling company to come check everything and they tell you what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – your new air conditioner is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the style of home(s) you have, and the type of energy source you’d like. 

So what do you do? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell a body part) to cover the cost of a new air conditioner? 

But what if there was another option? Enter financing. 

The number of people who are planning on financing their latest home improvement project is at 70%. When you understand that the standard consumer in the United States has less than $5,000 they can get their hands on, it makes perfect sense. So when life happens and things fail, and unexpected expenditures such as an AC repair or replacement is needed, it is vital that we have affordable financing options available. 

At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their heating or air conditioning systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses. 

Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost an average of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help lower energy bills while giving home comfort. 

The financing programs at Service Experts Heating & Air Conditioning are included below: 

  • Low monthly payments 
  • No down payment 
  • No annual fees 
  • No prepayment penalties 
  • Competitive interest rates 

With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you discover which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to work with you! 

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